Currently the auto car reviews is a means of
transportation that is very common to everyone. In the midst of the
susceptibility of the security conditions and the high rate of accidents. So it
will need complete protection for your car against various risks that may
occur, such as collision, impact, reverse, slip, or fall, evil deeds third
parties, theft, including theft preceded or accompanied or followed by violence
or threat of violence, including fire due to other nearby objects or storage of
motor vehicles, fire caused by lightning strikes, damage due to water and or
other tools that are used to prevent or extinguish fires. Whole or in part vehicle
motor on the orders of the authorities in efforts to prevent the fire spreading.
Now, car insurance is important to protect about the accident.
Some
auto insurance enterprise are
committed to protecting the car such risks as well as the extension of the
guarantee for a comprehensive protection. With reliable experience in the field
of motor vehicle insurance, the insurance company will always provide a quick
and easy claims process.
Advantages use auto insurance:
1.
The company have to the best service to the
customer.
2.
The claims must fast because satisfied by the customer
is number one.
3.
If your car have a problem on the way, the
company have services by officers friendly and ready to help the customer.
4.
Any improvement in the troubled car is done by
professionals in authorized workshop with original spare parts should have
guaranteed quality.
Type of guarantee by auto car insurance:
1.
Combined as Coverage
Provide a guarantee against loss or
damage to the motor vehicle and or interest insured, either in part or in whole,
which are directly caused by collision, impact, reverse, slip or fall, and misconduct.
Fire due to other nearby objects or storage of motor vehicles, fire caused by
lightning strikes, damage due to water and or other tools that are used to
prevent or extinguish fires, the broken of all or part of motor vehicles on the
orders of the authorities in an effort to prevention of spreading of the fire. Loss
/ theft in part or in total, including theft preceded or accompanied or
followed by violence or threat of violence.
2.
Total Loss Only
(TLO)
Provide a guarantee against losses if
the insured vehicle suffered a total loss, as a result of risk - the risk that
secured on collateral in the Combined Coverage (Comprehensive) with a total loss
vehicle records that include (1) actual total loss is that in the case of
vehicles lost and not found within 60 days from the date of loss, (2) constructive
total loss is that in the case of a vehicle damaged to the estimated cost of
repair is 75% or more of the price of the motor vehicle market.
Expansion of the guarantee can be given by auto car insurance:
1.
Terrorism and
Sabotage
Guarantee losses directly caused by
one or several risks such as: riots, strikes, blockades work, brawl, melee, the
generation of people (without firearms), revolution (without firearms), treason,
terrorism, sabotage and looting (during the riots, strikes, blockades work,
brawl, melee), and reasonable prevention of risk - the risk.
2.
Liability to
third parties (Third Party Liability)
Provide a guarantee, if for vehicles
operated or used, bumping or hitting causing harm to third parties in the form
of personal injury or material damage. Security Expansion Including court fees
or costs relating to professional help with legal liability insured on
condition prior written approval of the Insurer. The responsibility of the
person on the costs, to a maximum of 10% of Limit Extension Warranty Liability
to third parties and are in addition to Limit Liability of the above.
3.
Personal accident
the driver and / or passengers
Insurance against bodily injury / defect
fixed or death and or medical expenses of the driver or passenger of a motor
vehicle that is directly caused by motor vehicle accidents as a result of the
guaranteed risk policy. The cost of care or treatment on the driver or
passenger bodily injury as high as 10% of Limit Coverage for warranty extension
accident driver / passenger.
4.
Natural disasters
Guarantee losses caused by natural
disasters such as hurricane, hail, flood, landslide, earthquake, tsunami,
volcanic eruption.
5.
Use of official workshop (authorized workshop)
or special workshop.
6. Replacement of money transportation
(transportation allowance) for vehicles in for damage repair process is
guaranteed by the motor vehicle insurance policy.
7.
Theft / embezzlement by the driver or the employees
of the insured.
Such tips are auto insurance reviews company that I can share with you. Hopefully the car you
always get the
maximum insurance coverage from
an insurance company that you will use.
Life for giving.
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