Best auto insurance will strive to provide a friendly service to
customers. Every company has the best service standards, so as to create a
characteristic to distinguish with other companies. If you have a policy,
surely one day you will ask your right. One is about the claim. Claims there is
a series of activities by the insured or policyholder to exercise that right to
the company. Insured will ask for compensation because of an incident that
occurred on its vehicles. For example, due to an accident, theft, and others.
Then, how to make a claim on the policy owned by you. There may be some people
who already have insurance, has never filed a claim. Services provided by the
company was getting a lot of feedback from customers, there are happy with the
existing services, find it difficult to make a claim, there is also the ever
refused to file a claim. To that end, understand each procedure in filing a
claim with an auto insurance company.
Best Auto Insurance Procedures
If you have just had an accident or suffered an act of theft. You must
contact customer service immediately. Typically the company will give the
deadline for filing a claim. There is a set period of 3 x 24 hours of an
incident and others. You can reach him by telephone, or come directly to
the insurance company that is followed by you. In the event of loss Total Loss
or Theft of a motor vehicle, the insurance company will do or designate another
party (surveyor) to conduct examinations and interviews about the incident.
There are several documents that you have to prepare to make a claim. For
example, a claim form, a photocopy of a driver's license and vehicle documents,
a certificate of loss of police, site survey and interview.
If your vehicle is damaged. You immediately send the vehicle in
question to one workshop partners from the insurance company. For events that
occur outside of the city where there is no workshop partners, the insured can
enter the workshop were selected, but not instruct the workshop to make
improvements before the approval of the insurance company. For the estimation
of the cost of repair should be sent in advance of the workshop is to the
insurance company. You must allow time for the insurance company to conduct a
survey and inspect your vehicle prior to repair damaged. Then you can fill out
and complete the claim documents. For example, a claim form, a copy of a
driver's license and your vehicle documents, a letter from the police.
If you have a bad incident involving damage to a third party vehicle.
You should know the following. In the event of an accident involving a third
party vehicle, the insured do not acknowledge or make a statement to take over
responsibility for the occurrence of the accident. You must get permission from
the insurance company that was no fault of your or such third party indeed. If
there is a demand improvement from the third party, the letter claims submitted
to the insured should be sent to the insurance company by fax or in person.
Moreover, accompanied by a letter the police report on the accident scene. The
document will be required for verification measures. The insurance company will
study the occurrence of accidents with understanding all existing documents.
After that, the car insurance company will instruct a third party to enter the
workshop partners, if the error is caused by the insured person. You must
provide the opportunity for an insurance company to conduct a survey or inspect
the damaged vehicle prior to repair. Some of the documents that should be
included is the claim form, a photocopy of a driver's license and vehicle
insured letter, a copy of a driver's license and vehicle documents from third
parties, warrant from a third party, police certificate, an affidavit is not
insured by a third party, and workshop partners which will be used for repairs.
If you are unfortunate to involve a person or a third party. So
there are some things that must be considered. In the event of an accident
involving a third party victims, the insured do not acknowledge or make a
statement to the responsibility for the accident scene. You must get approval
from the insurance company. If there is a demand improvement from the third
party, the letter claims submitted to the insured should be sent to the
insurance company by fax in advance, accompanied by a police report on the
incident an accident, if deemed necessary. The insurance company will study the
occurrence of accidents with all existing documents. The company will decide
whether the insured is legally liable or not. If it is a mistake on the part of
the insured, the company will submit all original receipts for medical expenses
and funeral expenses, or the cost of repair of property that has been accepted
by the victims, including other supporting documents to the insurance company
claims. The Company will submit a statement of peaceful settlement of the
victims or their families who declare no longer claim any of the above for the
future as a result of the accident scene.
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