Vehicle insurance such as car insurance or motorcycle insurance, it is
a product that must be owned by you. It is highly recommended for any car owner
to protect any assets. Why it is needed by you? Because the condition of your
car on the road can not be known. It is a risk, for example, the occurrence of
accidents. You dont want something bad happens to your lovely car, dont you ?.
Any event that may occur in the future it can not be known by you. So you do
have to be vigilant. Some of the considerations you can do is buy a car
insurance product. Definition of car insurance is a type of insurance that bear
specific to the all of car, where the risks are likely to occur in the car will
be transferred to the insurance company. The company as a guarantor
institution. Therefore, buying a car insurance policy is one way to anticipate
the risk by shifting to the insurance company.
In choosing a car insurance, you may want to have an insurance premium
payments are cheap and have a complete service. In addition, other facilities
to consider is the insurance claims faster, and workshop partners that much.
However, payment of the amount of insurance premium is determined by several
factors. The first is the type of guarantee chosen (comprehensive or total
loss), the type of vehicle (motorcycle, car or other), the price of the vehicle
or the insurance to be obtained by you, as well as the use of cars (personal,
office or commercial). The calculation for the purchase of insurance products is
done in proportion to consider these factors. Everyone will want to have the
best insurance products. Because this is a product of long-term continuous use
by you if you experience an event (claim). However, it is not easy to choose
the best car insurance companies. You can consider a few things to be able to
choose according to need. Many products are available and offered by the
company, but not necessarily able to provide the best service. Therefore, to
get the best results how easy it is to compare insurance products online. You
can look at the official website of each car insurance company.
Car insurance as one of the products that provide facilities that aim
to reduce or prevent losses to be borne by the owner of the car if something
bad (crash, or even loss) occurs in the car. The facility can be purchased by
you in accordance with the needs and personal desires, or become one of the
mandatory requirements for those of you who will buy a car on credit.
Car Insurance Reviews Consumer Reports
In general it is you would have to know the insurance in the market. So
also with the protection of ownership are obtained. But if everyone also
understand the claims process that will be encountered when a disaster occurs?
Is the compensation value obtained in accordance with your thinking? Or even
know that under certain conditions the insurer reserves the right to reject
claims submitted by you? Some procedures for proper insurance claim.
If an
accident in your car, you should immediately report the incident to the
insurance company.
You
should prepare a document, for example, the chronology of events clearly.
You must
make a report of loss if your car is missing at the police station.
Complete
supporting documents such as data policy, car documents, the identity of the
other driver involved in the accident.
If you
did was out of town and filing claims made outside the city, then you need to
document the important telephone numbers, location of offices and workshop
partners list.
You can
ask the surveyor. Usually survey will check the condition of the car at the
branch office, workshop partners, or otherwise surveyors can come to your home
or office.
You can
make sure the insurance company makes the work order to make improvements in
the workshop.
Better to
make improvements in the workshop partners.
Car Insurance Things to Avoid
Cars are already protected by the company, but in certain circumstances
the insurance company has the right to reject the claim. But some things you
should avoid to prevent rejection of the claim. Some insurance company will reject the claim,
if:
Drivers
under the influence of alcohol, drugs or the like while driving.
The
driver of traffic violations.
The
validity period of the policy has expired.
Modification
or replacement of the technical components of the car without the consent of
the insurance company and not listed in the policy.
Crime
activities, such as embezzlement car to process claims loss of car.
Driver's
license has expired.
Life for giving.
0 komentar:
Post a Comment