If you are someone who is still working itself to meet all the needs of
everyday. You must be proficient in managing food costs, insurance costs
(health insurance, life insurance, or property insurance), the cost of credit,
and others. However, for someone who is already married, a financial plan for
the family is important. It is very different between the needs of someone who
is not married to people who are already married. In this case, will be discussed
on one of the basic needs of the insurance. As a protection for you if you have
a problem that comes to you, eg if you are sick care costs, and others.
Apparently, having an insurance policy is a form of financial planning for
long-term maximum. Now, if you still own, you start to think about your future.
One moment, you will be in a relationship with someone and will form a small
family. It will definitely make you happy. But earlier, did you need a maximum
of financial planning in order to conform to the expectations of the future
desired by you. A planning it can be done by you through an insurance product,
in addition to providing protection it can be used as a long term investment.
Self Employed Health insurance
Health insurance is your guarantee to be protected from certain
diseases by insurance companies. This protection is required by you to meet
hospital costs or fees for doctors. Health protection needs to have is to bear
the cost of hospitalization. If a person working in the company, usually
managed by the health costs of the company. The Facility is a right that would
be obtained by you from the office so as not obligated to purchase additional
health insurance. For those of you who are still working alone and unmarried
you should be able to look at the benefits of such protection. If the benefit
is not less than the maximum required, you buy additional insurance or riders.
However, you should be enough to get insurance from the office where you work
alone. But if you have problems with your health. You can add critical illness
insurance. Critical illness is a disease with difficult conditions or even
incurable and critical. For example: stroke, heart disease, kidney failure, and
cancer stage 4 disease is usually of heredity or genetics. The risk of critical
illness is increasing every year due to an unhealthy lifestyle. For those of
you who are still single, immediately check the family health history and
lifestyle evaluation in order to determine the condition of your health. If you
do have symptoms of one of the above diseases, you can add critical illness
insurance. This will minimize your financial risk in the future. Remember,
health care costs will increase each year.
Self Employed Life insurance
Life insurance is protection product for one's life. Someone need life
insurance if he has income and dependents. But if you are not married, it does
not matter to take any kind of life insurance. It can be used as a long term
investment. Because life insurance also has a cash value. In addition, you will
get protection from the insurance company. The concept of life insurance is to
replace income lost due to the death of the person. You can choose an heir to
use the name your parents. If you are single and have no dependents, life
insurance can be a priority for you. Select the type which has a stage in
receipt of insurance claims.
Self Employed Property insurance.
This type of protection is needed for those of you who still singke or
unmarried and has assets such as houses, apartments, and more. This insurance
is intended to protect the property and its contents from the risk of fire,
floods, hurricanes, and other. Insurance is highly recommended to protect the
physical value of all assets owned by your property. You can buy pure insurance
without combined with investment. This will be more effective because it has
become more affordable premiums. You can choose an insurance company that has
proven its accountability.
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